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LIFETIME RATE PROTECTION GUARANTEED

Trying to find the perfect time to refinance? 

Our Mission Is to Provide a Professional & Honest Approach to Home Mortgage Loans

Interest rates change from day to day, week to week and month to month so how will you know when rates are at their absolute lowest?

The answer is simple, you don’t have to! Not with Optimum First Mortgage’s exclusive Lifetime Rate Protection GuaranteeThe guarantee is designed so that our customers will not have to guess when’s the perfect time to refinance their home is.

The Optimum First Mortgage Lifetime Rate Protection Guarantee allows for a no closing cost refinance, if rates should fall, for the lifetime of the loan you complete with us. So refinance today and rest assured if rates drop you can get a lower rate at no cost!

HOW IT WORKS

The Optimum First Mortgage Lifetime Rate Protection Guarantee allows for a new refinance with absolutely no closing fees. All loan related costs or fees for the transaction will be absorbed by Optimum First Mortgage and will not be added to the loan. However, taxes, insurance, lender related payoff fees, interest and impound account setup will still remain the client’s responsibility (if needed). A deposit for the appraisal fee is required but will be refunded upon closing.

To qualify for the guarantee you must:

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Supply your signed Rate Protection Guarantee Certificate from your previous loan.

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Be 180 days past your previous loan funding date.

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Qualify for a refinance based on Fannie Mae conforming loan limit guidelines.

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Have a loan amount equal to or greater than $125k. 

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Subject property must be deemed owner occupied.

ARE YOU READY TO OWN YOUR DREAM HOME?

GET APPROVED TODAY

Free Appraisals!

Or call — 562.760.1413